Ways to Get the Best Health Care
Our health care system provides some of the best health care in the world. However, ensuring you receive the best care at the most affordable cost can be a challenge. We break down the top five ways to get the best care from your health insurance provider.
#1 – Read your plan benefits: Reading insurance contracts may easily be the fastest way to put you to sleep. However, before seeking care, make sure you understand your plan top to bottom. Knowing what is and is not covered, along with how much your plan will pick up, may help determine how and who you seek care from.
#2 – Review your explanation of benefits: More reading but making sure your care has been paid for properly immediately after receiving care will prevent a headache later. The longer time passes between care received and disputing a discrepancy, the more difficulty you may have in getting a favorable resolution.
#3 – Take any assessments offered: Many health insurance policies offer free services, including health assessments, eye exams, and other check-ups. Not only are many of these services free of charge, but they can help identify any medical issues before they become serious. Not only will this save money in the long run, but you could also prevent life altering medical conditions from arising.
#4 – Use nurse lines or virtual visits: Today’s technology has transformed how medical care is being delivered. Not only are nursing lines and virtual visits much more convenient, but the cost to your insurance provider is also substantially lower. The result is lower costs to you for the same service you would otherwise receive in person.
#5 – Use emergency rooms only for emergencies: A major shift in the medical care feel is the expansion of urgent care and walk-in clinics. With lower operating costs than a hospital emergency room, your care will come at a much lower cost. Additionally, you are more likely to be seen sooner as emergency rooms commonly seek to help true emergency patients before non-emergency medical issues.
If you are looking to get the most out of our health insurance plan, or would like to explore your options, contact our office today for a complete review.
Featured Blogs
- Aging and Our Body’s Ability to Heal Itself
- What is Credit Health Insurance?
- Keeping Health Insurance After a Layoff
- Waking Up to the Impact of Insomnia
- How Life Insurance Benefits Women
- Electric Car: To Buy or to Lease?
- What experts say about raising the retirement age
- Coverage for healthcare treatment denied? Here’s what you can do.
- How are the proceeds of a life settlement taxed?
- Sharing the Road with Cyclists
- Buying Life Insurance for an Elderly Parent?
- What Every Renter Needs to Know about Renters Insurance
- Medicaid Unwinding: Your Questions Answered
- Does Uber Insurance Cover Passengers?
- Living Your Best Life After 60
- Weird Things Covered by Home Insurance
- Buying Health Insurance: A Millennial’s Guide
- Self-Love Ideas for Valentine’s Day
- Life Without Clutter
- Set Yourself Up for Success with Your Fitness Routine
- When to Upgrade Your Auto Insurance
- Winter Hydration – Do I Need It?
- What Does My Home Insurance Policy Cover?
- I’m 60+; Do I Need Life Insurance?
- Why Do I Keep Breaking My New Year’s Resolutions?
- Closing Out the Year with a Smile!
- How to Enjoy a Long Layover
- Are You Paying Too Much for Auto Insurance?
- 6 Cold Weather Safety Tips
- 10 Tips for Managing Cholesterol Levels
- How Social Security Cost-of-Living Adjustments Affect Your Taxes
- How Much Life Insurance Do You Need Right Now?
- LA County COVID Vaccine Info
- The Case(s) to Buy Life Insurance for Your Child
- SimpliSafe vs. Ring, Which is Right for You?
- What Medical Bills are Tax Deductible for 2019?
- Are You in a Flood Zone? The Answers Might Surprise you!
- The Safest Vehicles to Buy in Model Year 2020
- Freezing Pipes Burst! Am I Covered?
- This is Why You Pay Taxes on Employer-Sponsored Disability Insurance